Coverage and Handbook
The maximum benefit is $30,000 per academic year. For coverage of medical expenses above the maximum benefit, refer to BYU–Hawaii's Large Claims Coverage Plan.
| Health Center Services | ||
| Co-payment per Service (You Pay) | You pay after co-payment | The plan pays after co-payment |
| $10 ($15 for after-hours) | $0 | 100% |
| Physician Services outside Health Center and Hospital Outpatient Care | ||
| Co-payment per Service (You Pay) | You pay after co-payment | The plan pays after co-payment |
| $25 | 20% for contract providers 50% for non-contract providers | *80% for contract providers 50% for non-contract providers |
| *Please obtain a written referral from Health Services before service. | ||
| Hospital Inpatient Care | ||
| Co-payment per Service (You Pay) | You pay after co-payment | The plan pays after co-payment |
| $200 (Plus $50 for newborn child) | 20% for contract providers 50% for non-contract providers | 80% for contract providers 50% for non-contract providers |
Choices for a third-party insurance coverage are as follows:
| Insurance Company | Contact Person | Phone Number |
| ISP - Trail Blazer | Jeannette | (212) 693-3717 |
| American Visitor | Christina | (877) 340-7910 |
| Insubuy | Lydia | (866) 467-8289, Ext. 118 |
| ISO | Niraj Jani | (800) 244-1180 |
Internship
As long as you are doing an internship for CREDIT, you are required to have the medical benefit. The reason for this is because, when you are doing an internship to earn university credits, the university is responsible for you. Please come to the office to fill out the needed enrollment forms.
Maternity Benefit
You may be eligible for maternity coverage ONLY IF you are already enrolled in the student medical benefit before maternity commences.
Dental
The student medical benefit is ONLY for medical, no dental. However, there is a very affordable dental plan offered by the Hawaii Family Dental Centers. It is called the HO'ALA dental program, which is a university student dental plan. Ask for a brochure or information on this plan when you come to the office.
For a more detailed explanation of coverage and benefits, please click the button below.