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Student Medical Benefit Coverage

The maximum benefit is $30,000 per academic year. For coverage of medical expenses above the maximum benefit, refer to BYU–Hawaii's Large Claims Coverage Plan.

  • Co-payment per Service (You Pay)You pay after co-paymentThe plan pays after co-payment


    ($15 for after-hours)

  • Co-payment per Service

    (You Pay)

    You pay after co-paymentThe plan pays after co-payment

    20%for contract providers

    50% for non-contract providers

    80%**for contract providers

    50% for non-contract providers

    Please obtain a written referral from Health Services before service.

  • Co-Payment per Service (You Pay)You pay After co-paymentThe plan plays after co-payment
    $200 (Plus $50 for newborn child) 20% for contract providers
    50% for non-contract providers
    80% for contract providers
    50% for non-contract providers
  • All students registered with 12 credits including one face-to-face on-campus class per semester are automatically enrolled in the BYU–Hawaii Student Medical Benefit with no additional charge.

    International students are required to add all their dependent(s) to the BYUH student medical plan for a minimal fee. If you drop below the full-time credits required without an approved reduced load, you and your dependents are automatically terminated from the student medical benefit. Additional information for choosing a third-party insurance coverage for you and your family can be found on the International Student Services J Visa Insurance page.

    Choices for a third-party insurance coverage are as follows:

    Insurance CompanyContact Person
    Phone Number
    ISP - Trail Blazer
    (212) 693-3717
    American Visitor
    (877) 340-7910
    (866) 467-8289, Ext. 118
    ISONiraj Jani(800) 244-1180
  • All exchange visitors (both J-1 principals and J-2 dependents) are required to have sickness and accident insurance and medical evacuation and repatriation insurance in effect for the duration of their exchange visitor status. 22 C.F.R. § 62.14

    In compliance with immigration regulation 22 C.F.R.& 62.14, for J exchange visitors, BYU–Hawaii requires students on academic training (AT) to show proof of health coverage (receipts, contracts, etc.) to International Student Services at by September 30, 2014.

    • While on academic training you will not be eligible for Student Medical Benefits. For all other cases of AT, you are required to show proof of Health Insurance coverage through a third party insurance company.
    • If you have coverage through your employer or family, you need to submit a letter of credibility for your coverage to Beth Martin for verification.

    Failure to purchase and submit proof of health insurance coverage to International Student Services will put your immigration status at risk!

    If you fall under this category, please contact International Student Services for more information or visit this site to enroll yourself or your family to third-party insurance coverage. You may also call (808) 675-3520 for more information.